CHATTR CONTENT PROVIDER AGREEMENT

Effective Date: April 10, 2026

This Content Provider Agreement (“Agreement”) governs your use of Chattr as a Creator (“Provider,” “you,” or “Creator”). It forms part of the Chattr Terms of Service. If there is a conflict, the stricter provision controls. By uploading or monetizing content on Chattr, you agree to this Agreement.

0. Definitions

For the purposes of this Agreement, the following terms apply:

Platform

The websites, mobile applications, APIs, and creator tools operated by Chattr.

Provider Content

Any text, image, audio, video, livestream, AI-generated material, call session, or other content uploaded or transmitted by you.

Net Receipts

Gross consumer spend minus refunds, chargebacks, processor fees, taxes, rolling reserves, fines, penalties, fraud losses, and other directly attributable costs.

Card Network Rules

All current and future brand-safety standards issued by Visa, Mastercard, Discover, American Express, and successor networks.

Prohibited Content

Content prohibited by the Acceptable Use Policy or this Agreement.

1. Eligibility & Verification

To be eligible as a Provider, you must meet the following requirements:

Be at least 18 years old
Complete identity verification (KYC/KYB)
Submit valid government-issued identification
Pass sanctions screening (OFAC or equivalent)

Chattr may re-verify you at any time. Failure to cooperate may result in suspension or termination.

2. Independent Contractor Status

You are an independent contractor. Nothing in this Agreement creates employment, partnership, agency, or a joint venture. You control how you produce content while Chattr provides the infrastructure only.

3. Content Standards

You must comply with the Chattr Acceptable Use Policy, Card Network Rules, applicable laws, and 18 U.S.C. § 2257 requirements where applicable.

Chattr may remove content at its sole discretion, including content that poses payment processor or reputational risk.

4. Record-Keeping & Model Releases

You are strictly responsible for maintaining compliance documentation:

Obtain signed releases from all participants
Maintain unaltered ID copies of all depicted persons
Confirm all participants are 18+ at the time of production
Retain records for at least seven (7) years

Failure to produce documentation within 48 hours of a request may result in immediate takedown, payout freeze, or termination.

5. License Grant

You grant Chattr a worldwide, non-exclusive, royalty-bearing license to host, display, reproduce, and distribute your content for operating the Platform, fraud detection, and marketing.

Except for this license, you retain ownership of your Provider Content.

6. Revenue Share & Financial Terms

All financial interactions are governed by the platform's processing standards:

A. Platform Fee

Chattr retains 20% of Net Receipts. The remaining 80% is payable to you. Fees may be modified upon reasonable notice.

B. Payouts

Payouts occur once your balance exceeds the Minimum Payout Threshold (MPT), typically $100 USD. Timing is subject to processor availability and compliance review.

C. Rolling Reserve

Chattr may withhold up to 10% of Net Receipts for up to 180 days to offset chargebacks, fraud, or network fines.

D. Set-Off

Chattr may deduct refunds, chargebacks, processor fines, and investigation costs directly from your balance.

E. Taxes

You are solely responsible for income tax, sales tax, VAT, and any applicable withholding obligations.

7. Representations & Warranties

By using the Platform, you represent that you own all rights to your content, no content depicts minors, and all information provided to Chattr is accurate.

8. Indemnification

You agree to defend and hold harmless Chattr from claims arising from your content, chargebacks, IP infringement, or failure to maintain records. This obligation survives termination.

9. Suspension & Termination

Chattr may suspend or terminate your account or payouts without notice for policy violations, suspected fraud, or card network demands.

Post-termination, Chattr may hold funds for up to 180 days to cover potential disputes.

10. Audit Rights

Chattr may audit your records to verify age verification compliance and model releases. Failure to cooperate may result in termination.

11. Confidentiality

You must protect confidential information relating to the Platform, including algorithms, revenue models, and fraud detection systems.

12. Arbitration & Governing Law

Governing Law: State of Wyoming, USA. All disputes shall be resolved in accordance with the arbitration provisions in the Chattr Terms of Service.

13. Survival

Sections relating to payments, indemnification, record-keeping, and arbitration survive the termination of this Agreement.

14. 18 U.S.C. § 2257 Compliance

You acknowledge that you are the primary producer of your content and are responsible for maintaining required records.

Chattr acts solely as a service provider and may request proof of compliance at any time.

15. Contact

All legal and compliance inquiries should be directed to info@chattr.so